Overcome using E-Wallet
Restore internet and telephone connections (may be already done)
Form new company like KURTC for e-wallet implementation.
Ask IEEE or any similar organization to build software and provide security initially.
Provide any fund/salary through the e-wallet and obtain maximum result.
This e-wallet amounts can only be dispensed through banks by using printed paper form with a delay of one week
By keeping this as the only way to convert money into Currency notes will ensure;
Less hacking competitions because e-wallet amount is only valid inside Kerala
Any fraud attempt will be under Jurisdiction of Kerala
Human interaction is required for getting currency notes;
which asks for more digital transactions using e-wallets
More transparent interactions and fund utilizations
Prevention of corruption and bribes
Keeps a high amount of money on Govt side which can be circulated for various developments
Can use the same blockchain technique aspired for file transactions in Govt offices also for marking the cash
Can use the aadhar based e-verification and other OTP methods which are already familiar and implemented for ration shops.